LastRent By Afrikcity
Property Financing — Made Easy.

Own where you live.
You deserve
it.

Stop paying rent forever. Every monthly payment moves you closer to owning your own home.

100+Homes listed
30 yrsPayment term
6%Starting rate
DO IT RIGHT, DO IT ON LASTRENT.
Verified ListingsEvery property checked/
From 6%Government-backed rate/
Full-ServiceWe stay till handover/
Verified ListingsEvery property checked/
From 6%Government-backed rate/
Full-ServiceWe stay till handover/
The Truth About Rent

Same money. Different ending.

The payment doesn't change. Where it goes changes everything.

If you keep renting

₦250,000 every month→ gone
20 years of receiptsnothing to show
Your landlord's assetgrows ↗

Total paid over 20 years

₦0

You end with — zero

If you own instead

₦250,000 every month→ yours
20 years of equitybuilding wealth
Your assetgrows ↗

Total paid over 20 years

₦0

You end with — a home, paid for

Illustrative figures. Actual monthly payment depends on the property and rate you qualify for.

What do you need to do?

We have removed friction out of the process. Move from tenant to home owner in five easy steps.

Find Your Place
Step 01

Find Your Place

Every listing on LastRent is inspected, physically vetted, and title-checked before it goes live to eliminate fraudulent counter-parties.

Check Affordability
Step 02

Check Affordability

Enter your verified income variables and chosen property price — receive an exact amortized breakdown in under two minutes.

We Handle Everything
Step 03

We Handle Everything

Our experienced closing team manages the processing pipelines end-to-end so you are never stuck chasing bureaucratic loose ends.

Make Your Equity Payment
Step 04

Make Your Equity Payment

Your initial equity contribution is yours from day one — securely deposited directly into your structural asset ownership stake.

Collect Your Keys
Step 05

Collect Your Keys

From this point forward, every single monthly transaction reduces your principal mortgage balance — not a landlord's pocket.

If you can pay rent, you can own a home.

Our structures bypass standard rigid mortgage frameworks, mapping directly onto your profile.

Salary Earners
01 / 05

Salary Earners

You're tired of spending a huge part of your income on rent every year without building any ownership.

Outcome: Turn your monthly rent into monthly payments towards owning your own home.

Your interest is the only interest we carry.

Not the seller's, not the bank's. Yours.

  1. 01

    We work with all the leading banks

    LastRent is more likely to secure you a mortgage than your bank. Mortgage financing is our only business, and that focus is what makes us a preferred choice.

  2. 02

    We handle due diligence

    We don't list a property we haven't verified. We don't submit an application we haven't checked. We don't earn our fee until you actually own.

    LastRent
  3. 03

    Client representation

    We serve as a mediator between you, the property owner, and the mortgage or commercial banks — negotiating rates and terms where necessary.

  4. 04

    Advisory services

    You can get a mortgage and choose to use it for shortlet or rental income. Our investment advisors guide you through that process.

MOFI Real Estate Fund

Get an affordable mortgage at 9.75% per annum for up to 20 years.

For the diaspora

Own property in Nigeria from anywhere in the world.

We handle discovery, legal title checks, and everything in between. You just show up to the keys.

01

Browse remotely

Full property discovery from your phone. Every listing you can see, you can act on.

02

We do the checks

Legal, title, and structural verification handled on your behalf. Nothing left to chance.

03

Stay updated

Regular progress reports, wherever you are. No time zones, no confusion.

Mortgage calculator

Know your number before anybody else does.

Estimate your home price, equity contribution, and monthly repayments instantly — all tailored to what you can actually afford.

Questions, Answered

Everything you need to know

Can't find what you're looking for? Reach out on WhatsApp and our team will help.

Ready to pay your last rent?

Stop paying rent that builds another man's future. Start building your own today.