LastRent By Afrikcity
Property Financing — Made Easy.

Your Rent Ends Here.
Your Ownership Begins
Now.

Instead of paying rent forever, start investing in your future. With LastRent, your monthly payments move you closer to owning your own home.
Find A Foot With LastRent.

500+Homes listed
20 yrsPayment term
9.75%Mortgage Rate.
Modern home exterior at dusk
DO IT RIGHT, DO IT ON LASTRENT.
Verified ListingsEvery property checked/
From 9.75%Government-backed rate/
Full-ServiceWe stay till handover/
Verified ListingsEvery property checked/
From 9.75%Government-backed rate/
Full-ServiceWe stay till handover/
The Truth About Rent

Same money. Different ending.

The payment doesn't change. Where it goes changes everything.

If you keep renting

₦250,000 every month→ gone
20 years of receiptsnothing to show
Your landlord's assetgrows ↗

Total paid over 20 years

0

You end with — zero

If you own instead

₦250,000 every month→ yours
20 years of equitybuilding wealth
Your assetgrows ↗

Total paid over 20 years

0

You end with — a home, paid for

Illustrative figures. Actual monthly payment depends on the property and rate you qualify for.

The Pipeline

Homeownership is not a miracle.

We have engineered friction out of the process. Transition from tenant to title-holder in five deliberate, structured phases.

01
Find Your Place

Find Your Place

Every listing on LastRent is inspected, physically vetted, and title-checked before it goes live to eliminate fraudulent counter-parties.

02
Check Affordability

Check Affordability

Enter your verified income variables and chosen property price — receive an exact amortized breakdown in under two minutes.

03
We Handle Everything

We Handle Everything

Our experienced closing team manages the processing pipelines end-to-end so you are never stuck chasing bureaucratic loose ends.

04
Make Your Equity Payment

Make Your Equity Payment

Your initial equity contribution is yours from day one — securely deposited directly into your structural asset ownership stake.

05
Collect Your Keys

Collect Your Keys

From this point forward, every single monthly transaction reduces your principal mortgage balance — not a landlord's pocket.

Target Framework

If you can pay rent, you can own a home.

Our structures bypass standard rigid mortgage frameworks, mapping directly onto your profile.

Salary Earners
01

Salary Earners

You're tired of spending a huge part of your income on rent every year without building any ownership.

Turn your monthly rent into monthly payments towards owning your own home.
Business Owners
02

Business Owners

Your business generates steady income, but you'd rather keep your cash working than lock it into property.

Own a home while protecting your business cash flow and growth.
Civil Servants
03

Civil Servants

As a government worker, your stable income can unlock affordable mortgage financing.

With predictable monthly repayments designed to fit your salary and secure your family’s future.
Nigerians in the Diaspora
04

Nigerians in the Diaspora

You send money home regularly but still don't own a property back home with complete peace of mind.

Buy, own, and monitor your property in Nigeria from anywhere in the world.
First-Time Buyers
05

First-Time Buyers

You think buying your first home is still years away, but it may be closer than you imagine.

Start with an affordable down payment and own your home one step at a time.
Why LastRent

Your interest is the only interest we carry.

Not the seller's, not the bank's. Yours.

We work with all the leading banks
01

We work with all the leading banks

LastRent is more likely to secure you a mortgage than your bank. Mortgage financing is our only business, and that focus is what makes us a preferred choice.

We handle due diligence
02

We handle due diligence

We don't list a property we haven't verified. We don't submit an application we haven't checked. We don't earn our fee until you actually own.

Client representation
03

Client representation

We serve as a mediator between you, the property owner, and the mortgage or commercial banks — negotiating rates and terms where necessary.

Advisory services
04

Advisory services

You can get a mortgage and choose to use it for shortlet or rental income. Our investment advisors guide you through that process.

Investment Vehicle

MOFI Real Estate Fund (MREIF)

A professionally managed real estate investment fund providing institutional-grade access to Nigeria's most promising property assets.

Modern real estate investment property in Nigeria
Global Architecture

Are you in the diaspora?

We handle discovery, legal title checks, and structural bank updates remotely. Seamless property acquisition in Nigeria from anywhere in the world.

Smiling woman from diaspora buying home in Nigeria
Institutional Transparency

Know your number before anybody else does.

No more confusing mortgage calculations. Estimate your home price, equity contribution, and monthly repayments instantly all tailored to your affordability.

Satisfied couple who leveraged mortgage
Questions, Answered

Everything you need to know

Can't find what you're looking for? Reach out on WhatsApp and our team will help.

Approved

Ready to pay your last rent?

Stop paying rent that builds another man's future. Start building your own today.